Does e-cigarette affect your life insurance premiums?

Does e-cigarette affect your life insurance premiums?

Does e-cigarette affect your life insurance premiums? If you have used e-cigarettes for 12 months, you can now get non smoker rates.     The answer is yes and no as it depends on the insurance company whether they declare you as smoker and charge you first class rate...

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How Much Life Insurance do I Need?

How Much Life Insurance do I Need?

How much life insurance do I need?     This a question that we get asked many times a day in the One Life office.     Life Insurance is possibly the best financial tool to protect your family and loved ones from unforeseen circumstances.     Have you, however, ever...

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Declined Mortgage Protection Cover?

Declined Mortgage Protection Cover?

Denied Mortgage Protection?     What can I do now?     You have just gone through the process of applying for Mortgage Protection and then you find out that the insurance company you applied to will not be offering you any cover. It is a very...

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Declined Life Insurance?

Declined Life Insurance?

Declined Life Insurance?     What can I do now?     You have just gone through the process of applying for life insurance and then you find out that the insurance company you applied to will not be offering you any cover. In this guide we try to answer some key...

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Life Insurance After Having A Baby

Life Insurance After Having A Baby

Life Insurance after having a baby Life insurance may not have crossed your mind before there was a newborn relying on you. But life insurance after having a baby changes everything, and if you have a new born I'm sure you can relate to that already.   Getting Life...

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Life Insurance with Depression

Life Insurance with Depression

Life Insurance with Depression   Can you get Life Insurance if you have Depression?   Anxiety and depression related illness has become very common in Ireland over the last decade and even more so in times of challenging economics, high unemployment, as we have...

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Tax Relief on Life Insurance Premiums

Tax Relief on Life Insurance Premiums

You can get Tax Relief on your Life Insurance Policy Not many know about this, but now you can get a refund of up to 40% of your Life Insurance premiums. You can recieve Tax Relief at the marginal rate of tax on your Life Insurance policy.     Really?     Yes , it is...

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Life Insurance After Cancer

Life Insurance After Cancer

Can I get Life Insurance after beating Cancer?         The simple answer is ...YES         If you are among the majority of cancer patients who survive following a diagnosis, you may face another battle: taking out a life insurance plan or mortgage protection policy....

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Can I Get Life Insurance With Diabetes?

Can I Get Life Insurance With Diabetes?

Can I get Life Insurance with Diabetes?     Yes you can!     Premiums on life insurance for people with diabetes are likely to be higher than for those without the condition, some insurers may even decline your application.     If you have diabetes and have applied...

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Health Insurance News

Health Insurance News - One Life Insure   The last 6 months have seen a number of massive changes that impact the choices of the customer and cost of health insurance. The health insurance government levy has been increased With effect from 1st April 2017, the...

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Mortgage Protection am I paying too much ?

Mortgage Protection am I paying too much ?

Mortgage Protection or Life Cover – am I paying too much? We all want to do the very best for our family and to make sure that we can provide them with financial security. But what would happen to your family’s finances if you were to die? It's certainly not a...

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